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Earn points with SAS EuroBonus cards

You don’t need to be a frequent flyer to earn points. With a SAS EuroBonus payment card, you earn EuroBonus points every time you use your card. Points can be used for flight tickets, car rentals, hotel stays, and more. Our cards are co-branded with Mastercard, American Express and Lunar. Find the card that suits you best and start earning points today.

  • SAS EuroBonus Card Matcher

    SAS EuroBonus Card Matcher

    Get a personalized payment card recommendation based on your spending. Connect your bank to find the best payment card for maximizing EuroBonus points and start planning your dream trip!

American Express

American Express applications are only available to residents of Norway, and Sweden. External links are provided in the local language only.

SAS Amex Classic

Travel 2 for 1

SAS Amex Classic

  • 0 SEK monthly fee (from 1 Nov 2026 30 kr monthly fee)

  • 10 Bonus points per 100 SEK when you pay with the card

  • Travel within Europe for half the points price once a year (with an annual spend of 100 000 SEK)

FAQs about the Amex 2‑for‑1 voucher

Nom. interest rate 17.99%. Effective interest rate 20.50% for a utilized credit of SEK 95 000/12 months. Total: SEK 112,011. (October 2025)

SAS Amex Premium

Travel 2‑for‑1

SAS Amex Premium

  • Promotion! Get 10 000 Bonus points as a welcome bonus

  • 150 SEK monthly fee

  • 15 Bonus points per 100 SEK when you pay with the card

  • Travel worldwide for half the points price once a year. Applies to trips with SAS and SkyTeam (with an annual spend of 150 000 SEK)

  • Comprehensive travel insurance for the whole family

  • Additional card included

FAQs about the Amex 2‑for‑1 voucher

Nom. interest rate 17.99%. Effective interest rate 22.36% for a utilized credit of SEK 130,000 / 12 months. Total: SEK 155,079. (October 2025)

SAS Amex Elite

Level points & Travel 2‑for‑1

SAS Amex Elite

  • Promotion! Get 30 000 Bonus points as a welcome bonus

  • 575 SEK monthly fee

  • 20 Bonus points per 100 SEK when you pay with the card

  • Travel worldwide for half the points price twice a year. Applies to trips with SAS and SkyTeam in all travel classes (with an annual spend of 300 000 SEK)

  • 6 Level points per 100 SEK when you pay with the card

  • Extra comprehensive travel insurance for the whole family

  • Additional card included

FAQs about the Amex 2‑for‑1 voucher

Nom. interest rate 17.99%. Effective interest rate 26.10% for a utilized credit of SEK 170 000/12 months. Total: SEK 207 342. (October 2025)

SAS EuroBonus Mastercards

Mastercard applications are only available to residents of Denmark, Norway, and Sweden. External links are provided in the local language only.

Mastercard

Low monthly fee

Mastercard

  • 22 SEK monthly fee for the first year (then 43 SEK/month)

  • Travel insurance and cancellation protection

  • 3 000 Bonus points as a welcome bonus

  • Earn 10 Bonus points per 100 SEK when paying with the card

  • Earn 20 Bonus points per 100 SEK when buying plane tickets via sas.se/app

  • + 500 Bonus points on Avis car rental  

  • Double points campaigns several times a year

  • The world’s most widely accepted card

Credit card issued by SEB Kort Bank AB. AER SEK 40 000: 19,27 % over 12 months SEK 47 108.

Mastercard Premium

Access to Fly Premium

Mastercard Premium

  • 195 SEK monthly fee

  • Travel insurance and cancellation protection

  • 10 000 Bonus points as a welcome bonus

  • Earn 15 Bonus points per 100 SEK when paying with the card

  • Earn 25 Bonus points per 100 SEK when buying plane tickets via sas.se/app

  • + 500 Bonus points on Avis car rental  

  • Access to Fly Premium – Travel in SAS Premium or SAS Business on award trips, with fast track and SAS Lounge access, while paying only the SAS Economy Bonus price.

  • Double points campaigns several times a year

  • Level points are earned on 25% of the monthly Bonus points earned with the card. The calculation also includes purchases made with all associated PointEarner cards. Level points help you reach a higher EuroBonus membership level. You earn a minimum of 500 Level points per month when you use the card.

  • Unlimited point earning

Credit card issued by SEB Kort Bank AB. AER SEK 60 000: 22,71 % over 12 months SEK 72 244.

Business Executive

Business card

Business Executive

  • 599 SEK monthly fee (VAT exempt service)

  • Business card for business owners and employees

  • Travel insurance including rental car coverage

  • Earn 25 Bonus points per 100 SEK when paying with the card

  • 20 000 Level points, every year

  • Receipt management and smart app with accounting integrations

  • Status match and discounts with hotel and car rental partners

  • Complimentary eSIM and NordVPN

  • Exclusive tungsten metal card (22 grams) included

  • Manage all company cards through a dedicated admin portal

The card is issued by Bankaktiebolaget Nordiska (publ).

VISA

Lunar card

Use it right away

Lunar card

  • 49 SEK monthly fee

  • 3 000 Bonus points as a welcome bonus

  • Earn up to 20 Bonus points per 100 SEK when you pay with the card

  • Sign up in just a few minutes directly from your phone

  • Start earning points immediately with your digital bank card

The bank card is issued by Lunar, a digital Nordic bank. Easily keep track of your earned EuroBonus points in the Lunar app.

Borrowing costs money!

If you fail to repay the debt on time, you risk a payment remark. This can lead to difficulties in renting a home, taking out subscriptions, and getting new loans. For support, contact the budget and debt counseling in your municipality. Contact details are available at konsumentverket.se

Borrowing costs money!

Download the app

Check your balance online and get a complete overview of your purchases, invoices, and other services.